💳 Ready to finally break free from debt? You’ve found the perfect tool! Take full control of your money and crush your debt with this all-in-one, fully automated Debt Tracker—designed to help anyone achieve financial freedom.

This smart spreadsheet gives you three powerful ways to track and pay off debt:
💳 Debt Tracker – A clear overview of all your debts in one place with automatic calculations.
❄️ Debt Snowball Method – Pay off the smallest balances first to build momentum and stay motivated.
💥 Debt Avalanche Method – Focus on the highest-interest debts first to minimize total interest paid.

📌 Key Features
📊 Comprehensive Dashboard – Instantly see starting balance, current balance, total paid, payoff amount, and progress bars.
📈 Debt Progress Charts – Visual bars clearly show each account’s payoff journey.
💵 Credit Utilization Tracker – Monitor high, medium, and low credit usage to protect your credit score.
🗂️ 16 Debt Sections – One section per debt account, each with automatic calculations.
📅 Monthly Payment Log – Track every payment and watch balances update instantly.
⚙️ Fully Customizable – Adjust colors, accounts, and payment plans to suit your needs.

🎁 What’s Included
✅ A beautifully designed, automated Debt Tracker—user-friendly and ready to use.
🎥 Step-by-step tutorial video so even beginners can set up and personalize with ease.

👥 Ideal For
✅ Anyone determined to become debt-free
✅ People comparing Snowball vs. Avalanche payoff strategies
✅ Families juggling multiple loans or credit cards
✅ Small business owners or freelancers tracking several debts
✅ Anyone focused on improving credit utilization and financial health

📌 How It Works
1️⃣ Download instantly after purchase 📩
2️⃣ Open the PDF and click the link to access your tracker.
3️⃣ Enter your debt details once—charts, calculations, and progress bars update automatically ✅

💬 Support
💡 Have questions? Message me anytime!
🌟 Love the tracker? Please leave a rating—your feedback means the world!
❤️ Add it to your favorites so you can easily find it later.

✨ Take control of your debts today with this amazing debt payoff tracker. Whether you choose the 🚀 Snowball or the 💥 Avalanche method, this Debt Tracker will help you pay off debt smarter and faster!