💼 Your Wonderful Budget Planner & Budget Tracker – Your Complete Financial Planner in Google Sheets

Take full control of your budget, savings, income, expenses, debts, and bills with this all-in-one Google Sheets spreadsheet!

Designed for individuals, families, freelancers, and business owners, this smart planner helps you organize, plan, and track your entire financial life in one interactive hub.

With 36 linked tabs and dashboards, every part of your finances — from savings and credit cards to debt payoff and monthly budgets — is connected to your Finance Control Station, giving you real-time insights instantly.

No more manual updates or complex formulas — just add your data once, and everything updates automatically!

💡 What’s Inside (36 Tabs + Central Dashboard)

🏠 Finance Control Station:
A dynamic main dashboard that summarizes everything — savings, income, expenses, debts, credit cards, and budgets — automatically. Everything is connected and visually displayed in one place.

🏦 Savings Tracker:
Track your deposits, withdrawals, and savings goals with visual progress charts that keep you motivated and focused on growth.

💰 Net Worth Tracker:
Get a clear view of your total financial position by comparing assets and liabilities. Smart formulas and charts show your net worth changes over time.

💳 Credit Card Tracker:
Organize all your credit cards in one space — manage balances, payments, and due dates easily.

Includes:
✅ ⚙️ Settings Tab – Customize card names, limits, and rates.
✅ 💳 Payment Summary – Instantly view due, paid, and remaining balances.

💰 Debt Tracker:
Stay on top of loans and repayments with automated payoff tracking and visual summaries.

Includes:
✅ ⚙️ Settings Tab – Add your debt details, interest rates, and payment schedules.
✅ 💰 Debt Snowball Tracker – Pay off smaller debts first for faster progress.
✅ 💵 Debt Avalanche Tracker – Focus on high-interest debts to save more.

Both methods display interest saved, estimated payoff dates, and progress graphs automatically.

💰 Income & Expense Tracker:
Track all your income and expenses in one place with automated charts and summaries.

Includes:
✅ ⚙️ Settings – Choose currency, financial year, and categories.
✅ 🏷️ Transactions – Record and categorize all entries.
✅ 📊 Monthly Dashboard – View insights by month.
✅ 📊 Annual Dashboard – Get a yearly summary of your finances.
✅ 📊 Custom Dashboard – Create your own financial views.
✅ 📅 Calendar – Visualize daily income and expenses in a printable layout.

💰 Budget Planner:
Your go-to tool for monthly and yearly budget planning — track spending, set goals, and compare actual vs. planned results.

Includes:
✅ ⚙️ Setup Tab
✅ ✨ Monthly Tabs (Jan–Dec)
✅ 📊 Dashboard – Instantly see where your money goes.

🕒 Bill Calendar:
Easily manage and track all bill payments, subscriptions, and due dates using automated reminders and a clean calendar view.

Includes:
✅ ⚙️ Setup Tab
✅ 💰 Payment Schedule
✅ 📆 Calendar

📌 Key Features

✅ All-in-One Budgeting System – Manage your complete financial life in one Google Sheet.
✅ Centralized Dashboard – Get real-time financial summaries at a glance.
✅ Fully Automated – Enter data once and watch everything update automatically.
✅ Beautiful Visuals – Charts, progress bars, and summaries for every tracker.
✅ Completely Customizable – Tailor it for personal or business use.
✅ Cloud-Based – Access anytime, anywhere via Google Sheets.
✅ Beginner-Friendly – No Excel knowledge required — simply plug and play!

👥 Perfect For

✅ Individuals or families managing monthly budgets
✅ Freelancers tracking income and expenses
✅ Small business owners monitoring finances
✅ Anyone paying off debt, saving money, or improving financial health

🎁 What You’ll Receive

📂 Instant access to the Budget Spreadsheet (Google Sheets)
🎥 A step-by-step video guide for setup and customization

🚀 How It Works

1️⃣ Purchase and download instantly.
2️⃣ Open the PDF and click the Google Sheets link.
3️⃣ Customize your setup and categories.
4️⃣ Start entering your data — all dashboards will update automatically!

💬 Support & Feedback

Need assistance? I’m happy to help — message me anytime 💬
If you love this planner, please leave a ⭐ review — it helps me continue creating more tools for smarter money management!